Get paid
Accept payments your way.
- QR code or payment link
- Every sale, totaled by day
- No card terminal needed
The easy wayto get paid in Peru.
Accept QR payments, pay suppliers and run your business in soles and dollars. Every fee shows before you confirm.
- Get paid
- Accept QR
- Share payment links
- Pay suppliers
- Convert
- Track sales
- Send to family
Retail
From the corner bodega to the mall.
Any store in Peru can accept payments with a DDPay QR code or payment link. No card terminal needed.
- QR code or payment link
- Charge in soles or dollars
- Daily sales totals
For businesses
One account for the whole business.
Register with your RUC, get verified, and run every sale and payment in soles and dollars.
Pay suppliers
Pay suppliers at home and abroad.
Send soles or dollars to any DDPay account, in Peru or the United States.
Verified business
Registered, verified, ready.
Register with your RUC and the DDPay team verifies your business. Run more than one store from the same account, and export your activity for your accountant.
Business cards
Coming soonCards with spend controls.
Business cards with limits and controls you set are on the way.
Also for people
Send to family and friends.
- Send and request in seconds
- Receive from the United States
How it works
Every detail, before you pay.
DDPay shows the whole payment on one screen before you confirm — for every supplier, every time.
You send
The exact amount
In soles or dollars, exactly as it leaves your business balance.
To
Who gets paid
The supplier’s business name and @username, so the payment reaches the right account.
Fee
The fee, up front
Paying another DDPay account is free. Anything else shows its fee here.
Supplier receives
What they receive
The final amount on their side, after any fee or conversion.
Receipt #DD-48213
A receipt for your books
Follow it from pending to completed, with a reference that matches your records.
Currencies
Run your business in soles and dollars.
Hold both in one account, convert when you need to, and pay in either. The rate and our 0.50% spread show before you confirm.
ANDINA and INCACOIN are DDPay’s dollar and sol payment balances.
Across borders
Local first. Global when you need it.
Pay suppliers and get paid by clients across borders — starting with Peru and the United States, with more of Latin America on the way.
Where DDPay reaches
- PeruHome base
- United States
- Colombia
- Ecuador
- Bolivia
FAQ
Questions, answered.
How does my business accept payments with DDPay?
Register your business in the DDPay app, then create a charge: set the amount and show the QR code, or share the payment link. Your customer pays from their DDPay wallet, and the sale shows up in your daily totals.
What do I need to register my business?
Your business’s legal name and RUC (or EIN for a US business). The DDPay team then verifies your business. You can register more than one business from the same account.
How fast are transfers on DDPay?
DDPay settles most transfers in seconds to minutes using Solana network rails — much faster than a typical multi-day bank wire. Actual delivery time can vary depending on your funding method and cash-out destination.
What are ANDINA and INCACOIN?
ANDINA and INCACOIN are DDPay's branded, USD- and PEN-referenced wallet balances, backed by reserves held through our custody and liquidity partners. They are not separately issued tokens.
Which countries does DDPay support today?
DDPay currently supports transfers between the United States and Peru. We plan to expand to additional Latin American markets over time.
Is DDPay a bank? How is my money kept safe?
DDPay is not a bank, and balances are not FDIC insured. Wallets are held through our custody partner, Crossmint, and DDPay does not directly hold your private keys. We also offer an optional non-custodial wallet-linking feature for users who want to connect their own self-custodied wallet.
What fees does DDPay charge?
DDPay charges a flat fee on cash-outs and external sends, plus a disclosed exchange-rate spread when converting between currencies. Sending, receiving, and paying by QR are free. See our Pricing page for the full breakdown.
Does DDPay pay interest or yield on my balance?
No. DDPay does not offer yield or interest on any balance today.
