
Get paid
Accept payments your way.
- QR code or payment link
- Every sale, totaled by day
- No card terminal needed

Accept QR payments, pay suppliers and run your business in soles and dollars. Every fee shows before you confirm.
Retail
Any store in Peru can accept payments with a DDPay QR code or payment link. No card terminal needed.

For businesses
Register with your RUC, get verified, and run every sale and payment in soles and dollars.

Get paid
Pay suppliers
Send soles or dollars to any DDPay account, in Peru or the United States.
Verified business
Register with your RUC and the DDPay team verifies your business. Run more than one store from the same account, and export your activity for your accountant.
Business cards
Coming soonBusiness cards with limits and controls you set are on the way.

Also for people
How it works
DDPay shows the whole payment on one screen before you confirm — for every supplier, every time.
You send
In soles or dollars, exactly as it leaves your business balance.
To
The supplier’s business name and @username, so the payment reaches the right account.
Fee
Paying another DDPay account carries no DDPay fee. Anything else shows its fee here.
Supplier receives
The final amount on their side, after any fee or conversion.
Receipt #DD-48213
Follow it from pending to completed, with a reference that matches your records.
Currencies
Hold both in one account, convert when you need to, and pay in either. The rate and our 0.50% spread show before you confirm.
ANDINA is the name DDPay uses for the dollars in your wallet, held as USDC. INCACOIN, for soles, is coming soon.
Across borders
Pay suppliers and get paid by clients across borders — starting with Peru and the United States, with more of Latin America on the way.
Where DDPay reaches
FAQ
Register your business in the DDPay app, then create a charge: set the amount and show the QR code, or share the payment link. Your customer pays from their DDPay wallet, and the sale shows up in your daily totals.
Your business’s legal name and RUC (or EIN for a US business). The DDPay team then verifies your business. You can register more than one business from the same account.
DDPay settles most transfers in seconds to minutes — much faster than a typical multi-day bank wire. Actual delivery time can vary depending on your funding method and cash-out destination.
ANDINA is the name DDPay uses for the dollars in your wallet, held as USDC, a dollar stablecoin issued by a third party. INCACOIN, a sol-referenced product, isn't available yet. Neither is a token issued by DDPay.
DDPay currently supports transfers between the United States and Peru. We plan to expand to additional Latin American markets over time.
DDPay is not a bank, and balances are not FDIC insured. Your money stays in your own wallet: the key that moves it is created on your device, and DDPay never holds it. You can also connect a wallet you already use.
DDPay charges a flat fee when you cash out to a bank account in Peru, plus a disclosed exchange-rate spread when converting between currencies. Sending to, receiving from, and paying by QR between DDPay accounts carry no DDPay fee. The exact fee and rate are always on your screen before you confirm. See our Pricing page for the full breakdown.
No. DDPay does not offer yield or interest on any balance today.